I promised myself a lot of things this year. I have finally fulfilled one of those promises:
Yes, that is me scheduling the final payment on my credit card. I've had this debt for almost a decade — ever since I got that Discover card, my first real credit card, back in college. My college trip to Europe was on it, and my hotel rooms in New York; I've bought groceries with it, and transferred the debt to a card with a better interest rate, gotten close to paying it off only to put more purchases on there ... and now, finally, it's gone. That doesn't necessarily mean that I've completely learned to live within my means (thank you, Bank of Mom and Dad), but I would like to think it means that I've started down the road to financial stability.
Now if only I could pay off that student loan debt ... that would be a dream and a half. Only $34,000 or so to go on that one.